Ray Dalio is the co-founder of Bridgewater Associates, which is one of the world’s largest hedge funds. He is easily in the top 100 wealthiest people in the world. He got a new stat in investing by getting into the game at the tender age of 12 and never looking back. Similar to Warren Buffet, it’s clear that getting started early can be the key. He is known for predicting that a financial collapse was on the way in 2008.